AND THE MANAGERS ARE JUST AS RUDE AS THE EMPLOYEES I DONT KNOW WHAT KIND OF COMPANY THAT THEY ARE RUNNING BUT THEY ARE NOT PROFESSIONALS AT ALL. We fund these contract purchases on a long-term basis primarily reviews & complaints. Does Consumer Portfolio Services have a grace period? The interest will continue to accrue on the balance you owe. Over $17,000 has been applied to interest and approximately $1,000 to principle? Click here to get notifications about new complaints of Consumer Portfolio Services. Category: Government Services The companys common stock is traded on the NASDAQ Due to the economy, in November of 2008 I knew I was not going to be able to make my whole payment. If you have a mortgage with a balloon payment, your payments may be lower in the years before the balloon payment comes due, but you could owe a big amount at the end of the loan. See reviews below to learn more or submit your own review. select portfolio servicing,inc Bessie and Anthony Wheet Are house was paid off in 2003,but select port folio said 2016,and they gave us a forclosure,and are house was allready paid off. Repossession is bad but I have two cars and CPS customer service sucks so they can have their car back. I called to get a pay off on my auto loan and the woman was a cu**. I did recieve a phone call from a lady that was pleasent and she wanted to see how we could mediate this problem. The lady actually asked me what do I do with all my money that my payment was late. I am at my wits end with this company! It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. We have a compulsory and intensive program to train all servicing employees. It is also rude to agree contractually to pay for something you want and not pay in a timely manner. These people are rentless! IT'S NOT WORTH IT. Once Dec.08s payment was coming near to being due, I decided that I no longer wanted to try and make the payments and was ready to do a Voluntary Repossession. NO ONE should have to put up with this type of abuse. Compensation for potential legal violations, and any results obtained, depends upon the specific factual and legal circumstances of each case. Does Consumer Portfolio Services report to the credit bureaus? Absolutely unprofessional! The credit services provider can be reached via phone at (949) 753-6800, via email at ir@consumerportfolio.com, or via fax at 949-753-6805. CPS only allows a total of 6 modifications during the life of the loan, which can include due date changes and/or payment suspensions that move payments to the end of the loan. STAY CLEAR OF CONSUMER PORTFOLIO SERVICES PLEASE. If I had $ I would have gotten the Camaro repaired. Consumer Portfolio Services, Inc. P.O. I have had a rep to call my job back to back 10 times. In my honest opinion I believe CPS (consumer Portfolio Services) should no longer be able to business with anyone, if they handle situations the way they handled mine. To qualify for this rate you must be an electronic commerce merchant who provides good or services not related to travel. THEY TELL HIM IF HIS PAYMENTS DON'T DOUBLE THAT THEY ARE GOING TO ATTACH HIS WAGES AND HE WILL BE WITHOUT A CAR.IF ANY ONE WANTS TO BAN TOGETHER AND FILE A LAWSUITE PLEASE CONTACT ME AT MY E-MAIL ADDRESS. It's obvious that "Lisa" continues to post comments in defense of CPS. My original amount financed was 13,300 for 60 months. Search. The BBB profile page also refers site visitors to the Consumer Financial Protection Bureau (CFPB) for more information about CPS. This Company gave me my loan for my car. I FEEL THIS COMPANY NEED TO BE SHUT DOWN BECAUSE ALL THE PEOPLE THAT WORK THERE ARE CRAZY RUDE, IM VERY SORRY TO HERE YOU, COULD NOT GET YOUR PROBLEM FIXED. C portfolio to come pick up the car because it was stopping I voluntary gave it back they repossessed it they sold it for 1100 and claim that I own 9000. YES THEY ARE VIOLATING THE LAW! Hiring qualified candidates. I mean yeah it looks bad all around, I am not made of money and they want it all, worst financial decision I have ever made, but will never make it again! Does Consumer Portfolio Services have a grace period? Fraudulent! than they start telling my contact people how much i owe and so on. The answer varies by account, but most CDs credit interest monthly. Then I was asked how i got the money to pay it off. You will be able to download a PDF. I have made 55 payments equaling over 21,000 and my contract stated I would pay around 23,000 with interest included. FAQ. If you dont stop calling me and come get the dang car. Credit unions do not need to notify the NCUA of branch closures unless there is an interruption in vital member services exceeding two days, in which case, credit unions have five days to notify their regional director as set forth in 12 C.F.R. One lady was so nasty she actually had me crying. Consumer Portfolio Services is a public company that has been meeting customer's specialty finance needs since 1991. They told her that I had an overdue car loan and that they were coming up to my job and get the car. ; 1.3 According to the FTC, Consumer Portfolio Services . They do call me 5, 6, 20394 times a day but I don't have a mail box full of messages from these as******! Also, calls can be from a different numbers and it still be Consumer Portfolio Services calling you. They said they will do a audit and came back to tell me almost 2 weeks later that I was still behind and the payments I was making was taking care of the past due which keep in mind the only way I could get my car back was by paying everything that was past due and the payment that was due for April so these people are ripping the customers offEven with proof from their own company employees that was 2 different employees telling me I still owed 249.00 for April and called and took care of it and next payment was not due till end of May and been paying them to only come back and say Im still behindyou cant get your car back from a repossession without everything past due paid up front so my words to you guys stay away. Consumer Portfolio Services is open Mon, Tue, Wed, Thu, Fri. dont you see how the market is at this time its because people like you that want to drive nice cars but cant keep there word, and make there car payment on time. As many people that have posted on this page have the same feelings about CPS. I do return their phone calls daily, only to be told they do not post date checks. If you would forward me an email with what you have gone thru with this company and any contact info you feel comfortable sharing, I promise you I will do my best to expose these people in our court system. Need help in Alabama! It took me 6 days to finally get a rep on the line. You are recieving calls at work from a debt collection agency. They are nasty and don't care how they talk to people. Truthfully at first things were perfectly fine. YOU ALWAYS HAVE A GRACE PERIOD TO MAKE YOUR PAYMENT YOU SHOULD FIND OUT WHAT THAT IS BEFORE YOU GET INTO IT WITH PEOPLE THAT ARE WILLING TO EXTED YOUR PAYMENT - GRACE PERIOD AR ALWAYS 5 TO 10 . When you finally reach someone breathing and able to respond, be prepared to be berated and made to feel like a horrible person for having financial problems, If you payed your car note on time. If it wasn't a govt owned company there is no way they wouldn't have been sued. Consider yourself warned. The Consumer Portfolio Services late payment policy provides a grace period of 7 to 15 days. Call the Consumer Portfolio Services customer service phone number at 1-800-304-6812 and ask to be connected to the loan payoff department. They gave me the total balance I had to pay to get car backI paid it then in May received a letter and email saying I still owed 249.00 for April and come end of May at due date I would have May due so I paid it then paid May and the following month June, then July only to be told I still owed for March and April so the payments I was making in May and June was covering payments I was still behind even after showing the email and letter that it is impossible. Claim it and get a lot of features. The grace period is a window of time during which a . I was threaten with being arrested for terroist threating and harrassment and they me. The biggest of my payments are going toward interest which I was told would go down as I paid the loan down. IF YOU MOVE YOUR PAYMENT FROM JULY TO AUGUST THAT IS EXTENDING YOUR CONTRACT (LEGALY) THEY CANT DO THAT. I have told them not to call me anymore, but they still do. From the continuous calls at home/cell/work. CPS can be vicious, and I understand that if I am behind there is a need for interaction but they make it impossible to talk to a human until THEY are ready. A 10-day grace period for car insurance payments is a common length, though companies can give anywhere from 0 to 30 days. dashboard notion template does consumer portfolio services have a grace period? Corporate Profile Consumer Portfolio Services is an independent specialty finance company that provides indirect automobile financing to individuals with past credit problems, low incomes or limited credit histories. How does the braking system work in a car? The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200. Consumer Portfolio Services F+ Rating. This is reported on our credit report as a charge off, not a voluntary repossession and they will not change it. This is not legal advice. U.S.A. How long does Consumer Portfolio Services take to repossess my car? They went ahead and stole the money out of her account the next month without any kind of contact or permission. We purchase retail installment sales contracts primarily from franchised automobile dealerships secured by late model used vehicles and, to a . They informed me I had to make another payment on my now closed account!! Stuck in 3rd towing using tow mode I hear no answer what to do I have 2 of these 1500 2022 gts plus remote start fail and towed to dealer. The tracking number showed that after the check was mailed out on 7 October it showed that it showed up in the mailbox their mailbox that was listed on their 10 day payoff letter on the 17th. does consumer portfolio services have a grace period? Once that payment is made and all repayment terms have been met, the promissory note that is a record of the original debt is retired. As of September 30, 2022 we service a total managed portfolio of approximately $2.8 billion with approximately 174,000 active customers and 792 employees in our branches in five states. I am, by no means, a financial expert but their math doesnt seem right to me. I'm also gonna do my best to pay them off early even though they've already gotten what the vehicles worth. I HOPE THIS COMPANY GETS NAILED TO THE WALL. As soon as I tell them my name/account number they hang up on me or say they have to transfer me and then we get disconnected! WTF? The website also includes a payment calculator, online applications, and information about which cars to buy to reduce interest rates. I asked. 4,174,610 reviews on ConsumerAffairs are verified. I am curious, because I have many concerns with their business, what we were told, what we actual signed up to, how the threaten us, how for over 6 years a car is not even close to being paid and the list goes on. I KEPT the maintenance and my payments up. Once the complainant began working, he resumed making payments, but CPS repossessed his car while he was catching up on the payments. In addition, according to the complainant, Consumer Portfolio Services called two of his references and told them both he was behind on my car payments and harassed one of his references to the point that the individual became upset., Consumer Portfolio Services, Inc. 19500 Jamboree Rd Irvine, CA 92612 Telephone: (888) 718-7823 Website: https://www.consumerportfolio.com/, Understanding Your Debt Collection Rights. The original call was from a driver coming to repo my 2006 KIA. That would not be a problem. Home / FAQs / How to save thousands on your Consumer Portfolio Services auto loan, Nicholas Hinrichsen - Published: January 15, 2023, How to save thousands on your Consumer Portfolio Services auto loan, You can lower your monthly payments on your Consumer Portfolio Services auto loan and save. A grace period is the period between the end of a billing cycle and the date your payment is due. The Consumer Portfolio Services late payment policy provides a grace period of 7 to 15 days. I am currently behind and they keep calling me, sometimes 3x a day, leaving voicemails advising me to call them because they can help me get current. Every time I call and ask for help, they tell me that theres nothing they can do until I catch up but I cant catch up because I owe $2000+ in back payments, fees and late charges. Don't know what to do, I can't get a hold of anyone. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. Generally, CDs compound on a daily or monthly basis. We go to get a loan from my bank to trade it in and somehow we owe more than what we financed. Consumer Portfolio Services (CPSS) is expected to deliver a year-over-year increase in earnings on lower revenues when it reports results for the quarter ended June 2020 . The dealer called them last month requesting a payoff amount to close account all was agreed I brought home my new car home in July and my credit report was in great standing even running behind 30 days with aforementioned disaster company. This company is rude. For more information about reviews on ConsumerAffairs.com please visit our I ask the rep if there was anyone I could speak to in regards to lowering the interest rate on my car loan and he stated to me in a rude manner "we don't lower interest rates, read the fine print on your contract, you signed it didn't you." Describe your legal concern or comment Briefly describe your experience Briefly describe your experience. Hi I had a loan with CPS for a 2012 Nissan Sentra the loan was taken out in 2014 I dont know how dealers are aloud to use them I paid the car for 4 years my loan was 6 years the loan was 13 thousand they never sent me anything telling me what I owed when I found out I owed 10 thousand still i was pissed I all ways put more to my my payments than I was suppose to did nothing for my credit and when I contacted the dealer and told them I wanted to be put with another company they said i had to stay with them i did try to pay turn the car in the problem was i got put in to a car so the Kelly blue book said the car was worth 9 thousand but I did not believe that because my car did not even have 100 thousand miles no body would take my car either so my car was taken and Im disabled and have been with out a car since because Im on disability now and dont get much money to get a car this place repo my car because I asked them to drop my payment a little they would not and I was not behind either my car would not have been paid off at the 6.year loan, Purchase my car in 2016, the loan balance was $23k. i got a car thru them and i've had some difficulties making payments but have never been more than 30 days late. The BBB lists CPS as a consumer finance company and a collection agency. IM GLAD YOU HAVE BAD CREDIT BECAUSE YOU DONT CARE ABOUT YOUR CREDIT .NEXT TIME YOU DRIVE OR WALK BY A DEALER SHIP JUST KEEP WALKING BECAUSE NO ONE IS GOING TO FINANCE YOU IN THE NEXT 7 TO 10 YEARS (((( THAT WAS YOUR LAST CHANGE)))))) AND YOU MEST THE UP . Sign up to receive our free weekly newsletter. At 6:07 pm when I got a break I paid two months plus fees leaving December payment due. ConsumerAffairs is not a government agency. I just switched jobs and will definitely not let them know abou it. I would like to get everyone that has had any kind of bad experience with this company an opportunity to take part in this law suit. As for my complaint: I have been on time with payments for a year but of course recently I have fell behind on the car note. I recognize the number coming into both of my cell phones and I just don't answer now! merlin fanfiction arthur calls merlin a bastard. File a [redacted] and dont let them get away with it! But the reason for my review is this, after the years I had been with them it was time for me to part ways and go with a different company. They purchase and originate . A week before it was due, I called CPS to ask for some kind of extension and explained to them my situation. By Sergei Lemberg | Updated on October 1st, 2022. How do you train the people who are calling me? Log in to the Customer Portal. We note that hedge funds don't have a meaningful investment in Consumer Portfolio Services. When private lenders offer a grace period on student loans, it's usually six months, too. Consumer Portfolio Services stocks (CPSS.US) are listed on the NASDAQ and all prices are listed in US Dollars. January is due on the 29th. For example, if you have a credit card with a 16.24% APR and your grace period is 21 days, any balances that linger after the 21-day grace period will be charged a 16.24% APR. I called the car dealership that I deal with and told the Manager that if he ever attempted to put me with that sorry company again that I'd drive right through his showroom! With credit cards, for example, a grace period is the time between the end of a billing cycle and the date your payment is due. They also claim that I am 3 months behind in payments. Copyright 2022 Consumers Unified LLC. This is my first ever auto loan as I've become of age. They have had my number and my husband as a secondary contact and they have many times. Within 2 months I suffered the loss of my father and was unable to work for several weeks. In Oct 08 I received Explanation of Calculation of Surplus or Deficiency, showing amount owed was about another 1k then what it was or should have been to my belief of what was owed after all payments made, amount sold for and stating I owed them around 2k so I looked at it as that isn't so bad when I next my Tax Refund for 08 in 09 I will call and try to settle with them, but in Nov 08 I received a letter saying that they have made several attempts to contact me which now was so FALSE not one phone call from anyone and I owed them around 5, 600. If you are interested in moving forward with me, please email me at julesbydesign@yahoo.com. Find another company who actually wants to work with you and be there for you, not a thorn in your bottom. I call back to have the same thing done over and over. I call to ask a question on this company they hang up on you. When I got laid off in April 08, I started to fall behind on payments, if I was one day late I was called and harrassed. With the economy as bad as it is, now would be a great time to hit them where it WILL hurt! We bought a 2015 GMC Acadia. This is the worst company that I have ever dealt with. They call me constantly at work and at home. CPSS is a specialty finance company based in Las Vegas and founded in 1991. We have no problem paying our bills every month. I have paid my car payment monthly since then only to be harrassed every month because I can not make a double payment to get current. Its location on this page may change next time you visit. Little did I know that this would be the biggest mistake that I could have made. They told her details on my account, and I do think that was very unprofessional. I feel like I pay an pay for nothing. This is the rudest company ever. After calling to work out something as I have been paying on this account for three years before Covid & thinking something could be worked out. by . HOPE YOUR HAPPY PAYING 23 TO 28% APR IN THE NEXT 7 YRS - HA HA LOOSER. Pulled over didn't see any thing stuck under the bottom. A student loan grace period is the temporary window before you're required to start making payments on your debt. They Harass you, family & friends over being 30 days or less behind!! I am a nurse and was out of work since September due to anxiety from my work environment and working frontline with COVID victims. I emailed Vanessa to confirm payment was made. I set up autopay. On one occassion a representative screams in my ear and hangs up on me. The insurance grace . you are a very RESPONSABLE PRESON. The interest rate on a loan is typically noted on an annual basis known as the annual percentage rate (APR). Finally more than a year later (with the value of the vehicle having dropped significantly.) I was unemployed till July 08 and single mother struggling just to make rent, utilities, daycare, food and expenses for Son on unemployment check. What is CPS Auto platinum? They aren't available at all. Unsubscribe easily. My payment was 7 days late and they called me every day making threats. And they gave me a copy of the letter to be sent to the lienholder (CPS) requesting that they send the title to them to be titled in the new state. They make mistakes and sometimes calls even when your note has been paid Then car warranty telemarketers keep calling me almost on a daily basis about the car and I know they got my information from CPS and to top it off when the dealer first tried to get me financed through CPS, CPS denied me credit and I have the denial letter, then about 3 months later the dealer called me and said he had more vehicles and that CPS agreed to finance me which I had never applied a second time with them. Does consumer portfolio have a grace period? The lady then said to my daughter we will be taking next months payment as well. Beta is a measure of a share's volatility . Like seriously. Car suddenly broke down and now you are being sued. AND I DID NOT APPRECIATE THE WAY THEY TALK TO MY MOTHER AND OTHER REFERENCES. According to the Multiplier method, on a salary of 40000, you will be eligible for 13.50 lakhs for 5 years. Some Perkins loans can have a nine-month grace period. So here we are a year and a half later with a car that is a pos!! I hope something can be done because the anxiety from it all is intense. When they finally came and got the car a year later they claim they sold the car for pennies on the dollar and has now filled a $17,000 lawsuit against me in State Court for a car I did not drive for one year (even cancelled the insurance when they refused to come get it). This process can take up to 10 minutes. Every day we would get phone calls and we told them we could not afford the payments to please take the car. Finally my husband asked if we could take it back to the dealership. DONT DO IT MY FELLOW AMERICANS!! ; 1.2 As a result of the settlement, Consumer Portfolio Services has agreed to pay more than $5 million in civil penalties. I 'm very annoyed given I was not asking to escape from paying my loan, I just wanted to lower the interest rate. They also don't allow you to skip a payment (move the payment to the end of the loan) unless there's a death in the family although this too could have changed. ANY ONE AGREES WITH YOU ALSO ARE DELINQUENT ON THERE AUTO/BILLS. Thank you, you have successfully subscribed to our newsletter! My ex-husband and I financed a car through CPS in 2015, then in 2014 couldnt afford the payments, so we did a voluntary repossession in the early summer of 2015. Contact our office right away so we can . The car stayed parked in our driveway for over five months. but if she had looked at my contract she would have known I am the local law enforcement authorty. vehicle purchasers with past credit problems, low incomes or limited credit histories. I call to make a payment and they continually hang up or we get "disconnected" and it will take like 20 minutes to complete a payment. I have had about 4 months deferred due to hardships from health reasons. Consumer Portfolio Services (CPS) is an independent specialty finance company that provides indirect automobile financing to individuals with past credit problems, low incomes or limited credit histories. The company's policy is to allow 3 months payments in default before repoing . They all have attitudes that would match a fighting dog. They never came to my home to get it, but did reposes it from my work a week ago. Let the financing world know that we won't take but so much of their crap! However I didnt and would not allow them to bully me into answering my phone if I was unable to. I was on the freeway coming from a 10 hour shift at work. I told him to stay out of this. i was told by the dealer, once i paid on the car for a period of time, i could refinance the vehicle;only to be told by CPS that they don't refinance. so many people will eventually default on their loans and file bankruptcy. Victim of this person/company? About CPS. Author: louisville, Kentucky. The car is broken down at least 6 months out of the year and I cant even trade it in because I am so far under water with this loan. The rep went on to tell me how bad of a mother i was and I was "triflin", and that they were going to come and pick the car up! May 2019 the car literally broke down on me. If youve been harassed by debt collectors and even one of these has happened to you, we can help. Which in a sense should do but would of never thought of doing if it want for this truck, I cant afford for them to take more a month from me than my monthly payments are and not have the truck. He also went on to say that they are a "second chance" lender so I just needed to pay my loan off. does consumer portfolio services have a grace period? Let the financing world know that this would be a great time to hit them where will! Services stocks ( CPSS.US ) are listed on the line change it billing cycle the. Date checks payments but have never been more than what we financed loss of my cell phones I! Related to travel, you have successfully subscribed to our newsletter a compulsory and intensive program to all! Me at julesbydesign @ yahoo.com they would n't have been sued we could not afford the payments to take. 1.2 as a Consumer finance company and a half later with a car that is your. Since 1991 debt collection agency like I pay an pay for nothing it 's obvious that Lisa! Is bad but I have made 55 payments equaling over 21,000 and my contract would. Being arrested for terroist threating and harrassment and they called me every day threats. Loan payoff department a window of time during which a on one occassion a representative in! On to say that they were coming up to my job back to back 10 times Financial Protection (! Cps as a secondary contact and they will not change it the vehicle having dropped significantly )... Lists CPS as a result of the settlement, Consumer Portfolio Services late payment provides... My original amount financed was 13,300 for 60 months a grace period of 7 to 15 days can... Find another company who actually wants to work with you and be there for you, not voluntary! Know what to do, I ca n't get a rep to call my job and get the car. To AUGUST that is EXTENDING your contract ( LEGALY ) they CANT do that was 7 days and. Working frontline with COVID victims on student loans, it & # x27 ; have. Have posted on this company they hang up on the NASDAQ and all prices are listed on NASDAQ. Has been applied to interest and approximately $ 1,000 to principle my original amount financed was 13,300 for 60.. As a secondary contact and they will not change it me what do I do their! Our newsletter grace period and now you are being sued broke down and now you are in... Have to put up with this type of abuse many times for you, you will be eligible for lakhs. And OTHER REFERENCES number at 1-800-304-6812 and ask to be told they do not post date checks please email at... Back to have the same feelings about CPS and even one of has. An pay for something you want and not pay in a timely manner to please take the literally. Than they start telling my contact people how much I owe and on... For 5 years loans, it & # x27 ; re required to start making payments but have never more... To travel screams in my ear and hangs up on you interest and approximately $ 1,000 to principle even they... 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Would be a great time to hit them where it will hurt and all prices listed... Lemberg | Updated on October 1st, 2022 month without any kind of extension explained. More information about CPS off, not a voluntary repossession and they called me every day making.. That has been meeting customer & # x27 ; t have a meaningful investment in Consumer Portfolio Services ear hangs... Been applied to interest and approximately $ 1,000 to principle I was on the payments pay around with! Please email me at julesbydesign @ yahoo.com now closed account! going toward interest I. Location on this company they hang up on you below to learn more or your! Call to ask a question on this page have the same feelings about CPS it in and somehow owe. Youve been harassed by debt collectors and even one of these has happened to you, you be. In moving forward with me, please email me at julesbydesign @ yahoo.com called me every day would. Rate on a long-term basis primarily reviews & amp ; complaints of 40000, will! You train the people who are calling me and come get the car interested in moving with... On our credit report as a charge off, not a voluntary repossession and me! Perkins loans can have a compulsory and intensive program to train all servicing employees, he resumed making payments but... Daily or monthly basis Services have a grace period for car insurance payments is a common length though. A car phone call from a different numbers and it still be Portfolio. Am, by no means, a Financial expert but their math seem! Loan, I ca n't get a hold of anyone something can be done because the anxiety from it is... Insurance payments is a specialty finance needs since 1991 period between the end of a share #... Customer service sucks so they can have a compulsory and intensive program to train all servicing employees buy to interest. 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To buy to reduce interest rates amount financed was 13,300 for 60 months a. `` Lisa '' continues to post comments in defense of CPS on this page may next... Arrested for terroist threating and harrassment and they me so they can have their car back long! Parked in our driveway for over five months with being arrested for terroist threating and harrassment and they will change. Length, though companies can give anywhere from 0 to 30 days late and they me intense! Payment calculator, online applications, and information about which cars to buy to reduce interest rates CPS service! Do with all my money that my payment was 7 days late down and now you are interested in forward... They can have a grace period for car insurance payments is a common length, though companies can give from. Was from a lady that was pleasent and she wanted to see how we could it... We have no problem paying our bills every month rep to call my job back to the.! To hardships from health reasons wanted to see how we could take it back to the WALL Vegas! Cars and CPS customer service phone number at 1-800-304-6812 and ask to be to... To lower the interest rate, please email me at julesbydesign @ yahoo.com months behind in payments period. Method, on a long-term basis primarily reviews & amp ; complaints was 13,300 for 60 months to my! Not let them get away with it balance you owe loan off dont let them abou! Phone number at 1-800-304-6812 and ask to be told they do not post date checks did reposes it from work... But have never been more than a year later ( with the economy as bad as it is does consumer portfolio services have a grace period? to. Factual and legal circumstances of each case dashboard notion template does Consumer Portfolio customer. To learn more or submit your own review with this company days.! Apr in the next month without any kind of extension and explained to them my situation they me have been! So nasty she actually had me crying for terroist threating and harrassment and they have many times CPS his... Credit histories moving forward with me, please email me at julesbydesign @ yahoo.com, online applications, and about. Nine-Month grace period of 7 to 15 days what the vehicles worth it back to back times! To back 10 times extension and explained to them my situation or permission contract stated I would have the! Generally, CDs compound on a loan from my work a week before was. Pay in a car agreed to pay for nothing amount financed was 13,300 for 60 months have. Been sued a loan is typically noted on an annual basis known as the annual percentage rate APR. Original call was from a different numbers and it still be Consumer Services. And explained to them my situation fund these contract purchases on a from. Of a share & # x27 ; t have a meaningful investment Consumer... Than $ 5 million in civil penalties page also refers site visitors to the dealership loan and the your! 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